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Taiwan Tightens Cryptocurrency Regulation With Licensing Requirements and Stablecoin Rules

Taiwan mandates crypto licensing and introduces stablecoin regulations with full reserve backing requirements and penalties up to $3.14M for unlicensed operations.

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Taiwan has enacted comprehensive cryptocurrency regulations requiring all virtual asset service providers to obtain licenses and comply with strict controls on cybersecurity, internal governance, and business continuity, joining the United States, European Union, and Hong Kong in tightening oversight of digital assets.

The regulatory framework introduces Taiwan's first dedicated legal structure for stablecoins, mandating that issuers fully back coin supplies with reserves held at domestic financial institutions and undergo regular audits. The rules apply to all crypto companies operating in or serving residents of the island, establishing uniform compliance standards across the sector.

Violations carry substantial penalties: operating without a license carries up to seven years imprisonment and fines of up to 100 million Taiwan dollars ($3.14 million), while market manipulation and fraud related to cryptocurrency trading can result in sentences of up to 10 years. The enforcement framework signals Taiwan's intent to balance innovation with consumer protection as digital asset adoption accelerates across Asia.

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